Is health insurance really worth paying for?

Interesting line from 'The Undercover Economist' by Tim Harford that I wanted to share with you

'The problem is that people who expect to have expensive medical needs-the elderly and the chronically ill, for example-will find that their insurance company does not really give them much insurance at all. Because their premiums are adjusted to take these expenses into account, they will pay more for insurance than they would for the out-of-pocket medical costs they would face without insurance' - pg 109

It would be wise to just look for an affordable place for your medical needs.